3140 N Canal Drive, PALM HARBOR, FL

$900,000

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3

Beds

4

Baths

2,059

Square feet

0.15

Acres

About 3140 N Canal Drive

LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. You’ll love watching bald eagles, egrets, and otters drift by—nature’s way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners’ suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake life—freedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like.

Residential home for sale in PALM HARBOR, FL at 3140 N Canal Drive. This 3 bedroom Residential home is priced at $437/sqft

Features of 3140 N Canal Drive

MLS® # TB8441633
Price $900,000
Bedrooms 3
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 2,059
Acres 0.15
Year Built 1983
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information: Palm Harbor

Address 3140 N Canal Drive
Area Palm Harbor
Subdivision LAKE TARPON ESTATES
City PALM HARBOR
County Pinellas
State FL
Zip Code 34684-1601

Amenities of 3140 N Canal Drive

Parking Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Parking
# of Garages 2
View Water
Is Waterfront Yes
Waterfront Canal - Freshwater
Has Pool No
Senior Community No

Interior of 3140 N Canal Drive

Interior Features Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters
Appliances Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
Heating Central
Cooling Central Air
Fireplace Yes
Fireplaces Living Room
# of Stories 3
Furnished Unfurnished

Exterior of 3140 N Canal Drive

Exterior Features Awning(s), Balcony, French Doors, Garden, Irrigation System
Lot Description In County, Landscaped
Roof Shingle
Foundation Slab

School Information

Elementary Highland Lakes Elementary-PN
Middle Carwise Middle-PN
High Palm Harbor Univ High-PN

Additional Information On 3140 N Canal Drive

Date Listed October 30th, 2025
Zoning R-3
Flood Zone Code X500
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeA BETTER LIFE REALTY

Map To 3140 N Canal Drive, PALM HARBOR

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